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Credit card delinquencies rise in Q4 as credit card recovery stalls

Article by Grace Broadbent  |  Feb 18, 2025
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Credit card delinquencies rise in Q4 as credit card recovery stalls
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Credit & Debit
United States

The news: Credit card delinquencies rose on a quarterly and yearly basis in Q4, per the Federal Reserve.

  • The 30-day delinquency rate was 8.96% in Q4 2024, compared with 8.79% in Q3 and 8.52% in Q4 2023.
  • The 90-day delinquency rate was 7.18% in Q4, compared with 7.10% in Q3 and 6.36% the prior year.

Credit card balances totaled $1.21 trillion in Q4, up $45 billion from Q3.

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