The findings: Running out of money is now a bigger fear than death for most US consumers, with 64% saying they’re more anxious about financial depletion than anything else, according to a recent Allianz Life report.

How we got here: Inflation is a major stressor—over half (54%) of consumers say rising costs are fueling their fear of financial instability. This has also affected how much consumers have set aside for retirement, with 62% saying they’re not saving enough.

To add to the stress, 43% of US consumers have waning confidence in Social Security amid the ongoing economic and political uncertainty.