Banking Trends to Watch in 2026

How Agentic AI, Stablecoins, Consolidation, Financial Media Networks, and AI Search Will Shape the Coming Year

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About This Report
In 2026, a new financial ecosystem will form around five trends—stablecoins, agentic AI, consolidation, financial media networks, and AI search—blurring boundaries between banking, technology, and commerce.
Table of Contents

Banking is set to enter a new phase of convergence in 2026. From stablecoin rails and agentic AI to consolidation, financial media networks (FMNs), and AI search, financial institutions (FIs) are redefining how money moves, markets connect, and customers discover value.

authors

Tiffani Montez, Grace Broadbent, Sarah Marzano, Minda Smiley

Contributors

Madan Kumar
Copy Editor
Penelope Lin
Director, Data Visualization
Emma Noyes
Graphic Designer, Data Visualization
Myra Thomas
Matt Torpey
Senior Chart Editor
Emman Velasco
Chart Editor
Julia Woolever
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